Participating in tax-free benefit plans

It looks—and feels—like a raise!

Save 30 to 40 percent on every commute, every day care bill, even every cold and flu!

The tax-free benefit plan being offered by your employer, and administered by Benefit Resource, is designed to make your paycheck fatter and your life easier.

You could save thousands of dollars a year.

It's a great way to use tax-free dollars to pay for things you'd have to pay for anyway. Depending on your tax bracket, and the programs that your employer is offering, you get a 30 to 40 percent tax break on:

• Bus, train, ferry and subway fares for your commute to and from work
• Parking at your workplace or commuter lot
• Health insurance premiums
• Out-of-pocket medical expenses such as prescription drugs, eyeglasses and contact lenses, and over-the-counter drugs such as allergy medication and cold and flu medicine
• Day care and dependent care expenses for your child or other dependent

Read more about our eTRAC® Commute and our Beniversal® FSA Plans.

Technology makes taking advantage of tax-free benefits a snap

Actually, it's more like a swipe, with our innovative eTRAC and Beniversal MasterCard® cards. No standing in line, no waiting for reimbursement. You just swipe and pay. It makes it easier for you to take advantage of all the ways you can save.

Lost card? No worries

Lost your card? Your funds are safe. All you have to do is report your card lost or stolen.

Track your spending and accounts online—24/7

You can keep track of how much you've spent and how much is left on our 24/7 participant web site. Once you've signed up, all you'll need is your Member I. D. to log in. Already signed up? Log in now.

Participant Services only a call or email away

We're here to answer your questions and help with any issues. You can reach our Participant Services call center Monday – Friday, 8 am to 8 pm Eastern Time, at 1-800-473-9595. Or you can always contact us electronically.