INNOVATIONS IN TAX-FREE BENEFIT PLANS
Flexibility. Security. Ease.
They add up to higher enrollment.
We average 25 to 30 percent participation in our Flexible Benefit Plans and 60 to 70 percent in our Commuter Benefit Plans. More than 160,000 employees participate in our plans nationwide. Our clients say: it's employee satisfaction!

eTRAC Prepaid MasterCard Beniversal Prepaid MasterCard
The technology that makes the difference
Innovative, paper-free card technology - say goodbye to cumbersome claim forms and vouchers
Easier for employees to use - no upfront cash, no waiting for reimbursements, no standing in line
A snap for you to administer - spend minutes, not days, each month

The alliance that delivers peace of mind and nationwide reach
Our MasterCard® International, Inc. alliance means employee funds are secure and guaranteed against loss or theft
Employees in far-flung places? No problem! Our cards are accepted at approved MasterCard merchants

A full range of tax-free plans
Tax-free, easy ways to pay for expenses with our:
Commuter Benefit Plan Accounts for workplace mass transit and parking expenses
Medical Flexible Spending Accounts for medical expenses not covered by insurance, including certain over-the-counter medical items
Dependent Care Flexible Spending Accounts for dependent care expenses
Health Reimbursement Accounts for all medical expenses; the simplified way to implement consumer-directed health care
The Beniversal and eTRAC Prepaid MasterCards are issued by The Bancorp Bank pursuant to license by MasterCard International Incorporated. The Bancorp Bank; Member FDIC. MasterCard is a registered trademark of MasterCard International Incorporated.