INNOVATIONS IN TAX-FREE BENEFIT PLANS

Flexibility. Security. Ease.
They add up to higher enrollment.

We average 25 to 30 percent participation in our Beniversal medical and dependent care plans and 60 to 70 percent in our eTRAC commuter plans. More than 160,000 employees participate in our plans nationwide. Our clients say: it's employee satisfaction!


            
  eTRAC Card                                Beniversal Card


The technology that makes the difference
Innovative, patent-pending, paper-free card technology— say goodbye to cumbersome claim forms and vouchers

Easier for employees to use—no upfront cash, no waiting for reimbursements, no standing in line

A snap for you
to administer—spend minutes, not days, each month


The alliance that delivers peace of mind—and nationwide reach
Our MasterCard® International, Inc. alliance means employee funds are secure and guaranteed against loss or theft

Employees
in far-flung places? No problem! Benefit Resource eTRAC and Beniversal cards are accepted at approved MasterCard merchants


A full range of tax-free plans
Tax-free, easy ways to pay for expenses with our:

eTRAC Commute — for workplace mass transit and parking expenses

Beniversal Medical Spending Accounts —for medical expenses not covered by insurance, including certain over-the-counter medical items

Beniversal Dependent Care Spending Accounts — for dependent care expenses

Beniversal Health Reimbursement Accounts — for all medical expenses; the simplified way to implement consumer-directed health care

 

The eTRAC and Beniversal Cards are issued by Manufacturers and Traders Trust Company pursuant to a license by MasterCard International.

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