Beneficial Links
Videos
eTRAC Commute (QTE) Plan Support
Benefit Resource will provide the following administrative support for your IRC 132(f) Qualified Transportation Expense (QTE) Plan.
QTE Plan Installation
Plan Design
Our plan design specialists focus on the employer’s financial objectives while assuring the Plan’s delivery of quality Section 132(f) benefits to employees.
Plan Elements
Mass Transit Account: qualified workplace mass transit expense (e.g. subway, train, bus, ferry, etc.)
Parking Account: qualified workplace parking expense
Plan Summary
A Plan Summary is given to each eligible employee explaining the terms and operation of the Plan in easy-to-read language.
Plan Specifications
This document contains specific information regarding eligibility requirements, Plan effective date, eligible benefits, etc.
Plan Enrollment Support
A team of trained representatives is available to conduct group employee meetings and to coordinate and explain the Plan's implementation.
• On-site Implementation Preparation
• On-site Enrollment Support
- Plan Documents
- Enrollment and Expense Claim forms
- Internal Marketing & Media Support
Ongoing QTE Plan Support
Account Administration
Individualized eTRAC Cards will be provided to all participants. Upon receiving and activating the eTRAC Card, participants can use it to pay for qualified transportation expenses. When an eTRAC Card is not used, participants can submit a claim for reimbursement and our administrative specialists will generate reimbursement by check or direct deposit, accompanied by a detailed explanation of benefit statement.
eTRAC Card 
The eTRAC MasterCard Card is an easy way for particpants to access transit and parking funds at the point of sale to pay for eligible transportation expenses at a qualified merchant.
Transportation Expense Reimbursement
When the eTRAC Card is not used to pay for an eligible transportation expense, a participant can request reimbursement by completing a claim online and either uploading, faxing or mailing the claim to Benefit Resource. Participants can opt to receive reimbursements via direct deposit or check (both are accompanied by an explanation of benefits statement).
Employer Benefit Accounting Report(s)
Each month, reports will be generated detailing QTE Account activity to date. Beginning balances, reimbursements, deposits and ending balances are displayed in an easy-to-read format. A disbursement register will be provided with each reimbursement cycle listing all checks and direct deposits issued for that period.
IRS Compliance Support
• Plan Documentation Amendment(s).
Internet Website Support
The secured website of Benefit Resource is accessible 24 hours, 365 days a year for employers and Plan participants. Plan documentation, forms, reimbursement account information, and the ability to modify elections for an upcoming month are easily available.
Optional QTE Plan Support
• Printed enrollment materials (Plan Summary, enrollment forms)
• Additional on-site information enrollment sessions
• eTRAC Commute Participant Presentation CD ROM(s)
The eTRAC Card is issued by Manufacturers and Traders Trust Company pursuant to a license by MasterCard International.