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INNOVATION DRIVES EMPLOYEE SATISFACTION UP

Offer your employees a better reason to enroll — Beniversal flexible spending accounts from Benefit Resource

Employees save 30 to 40% on medical and dependent care expenses: a flexible spending benefit plan that creates buzz and boosts participation
Our Beniversal flexible spending accounts (FSAs) get employees excited about Section 125 benefits—and enrolled! When you've read all about how you, the employer, will benefit, take a look at how employees gain. Then contact us!

Higher employee participation: we average 25 to 30 percent
Our participation rate for flexible benefit plans is significantly above average for the industry and employer-run plans. We achieve it with extraordinary customer service, the ease of our Beniversal MasterCard card, and exciting enrollment presentations.

Fast and convenient, our Beniversal card means no waiting for reimbursement

Beniversal MasterCard

Give employees on-the-spot access to their tax-free medical FSA funds for medical expenses. Employees just present the Beniversal MasterCard at a qualified merchant who accepts credit or Mastercard. With just a swipe, the necessary funds for the transaction are deducted from their FSA. No burden on their cash flow, no waiting for cash—especially appreciated when they're at the pharmacist counter at midnight!

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MasterCard means account integration, wide acceptance and security of employee funds
The Benefit Resource Beniversal Card can be set up to access all of an employee's tax-free medical accounts—flexible spending accounts (FSAs) and health reimbursement accounts (HRAs). The card is accepted at qualified MasterCard merchants. A lost or stolen Beniversal card is easily replaced, and funds in their accounts are always guaranteed against loss.

A price-neutral guarantee: save more than you spend on flexible spending account administration
With our higher participation rates, we are confident that the savings your company will realize in FICA expenses—7.65 percent of eligible employee expenses—will more than offset the cost of plan administration.
 

We handle the administration: you get back to work
Employees can track the status of their accounts on our user-friendly website. Claims and other communication travel directly between your employees and Benefit Resource. You can stay out of the loop! We handle:

• Scheduled payroll deposits into FSA accounts
• Weekly reimbursements of claims, direct to employees and/or their bank accounts
• All employee questions
• Employee tracking of their accounts, through our user-friendly website

Turnkey enrollment programs: exciting and informative
We offer onsite enrollment presentations and a quick-paced Beniversal FSA Multimedia Presentation to get employees excited—and enrolled.

National coverage: keep your employees moving wherever they work
The Beniversal MasterCard card works wherever your employees do. There are no geographic limits.

Proactive customer service: we create relationships
We have flexible spending administrators assigned solely to client human resources departments. They focus on developing a relationship with you. You'll deal with one person who knows you and your company.

Regulatory and legal compliance assured
Rely on our analysts and legal counsel to keep a careful watch over federal and state legislation and regulations. We'll keep you in compliance, and be sure that you're taking advantage of the most up-to-date benefits.

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