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Use tax-free funds for workplace commuting - the next best thing to a free ride!
Save 30 to 40 percent on every qualified workplace commuting expense
A Commuter Benefit Plan (CBP) allows you to have a certain amount of money deducted from your paycheck, before any taxes are calculated, to pay for qualified commuting expenses.
Because it's tax-free, the amount you set aside is 30 or 40 percent higher than you would otherwise be able to spend. That money is deposited directly into your mass transit and/or parking account.
You use the money in your accounts to pay for qualified expenses, which means you save 30 to 40 percent. (The percentage depends on your tax bracket.)
eTRAC Card Beniversal Card
With our innovative, technologically advanced eTRAC® Prepaid MasterCard® and Beniversal® Prepaid MasterCard®, you'll be able to access your CBP funds as quickly as you can swipe the card.
Read more about workplace commuting below or calculate your savings now and learn how to enroll at our Getting Started page. Additional information can be found in the Commuter Benefit Plan FAQ.
What workplace commuting expenses are eligible
Your CBP funds can be used to pay for:
- transportation to or from work on a subway, train, bus, ferry
- parking at or near your workplace
- parking at a commuter lot where you transfer to mass transit
Why a Benefit Resource Commuter Benefit Plan is better than other programs
Maybe you've been enrolled in a voucher or pass distribution program in the past. Maybe you're wondering if the hassle of a commuter benefit program is worth the savings. Benefit Resource's Commuter Benefit Plan is far superior!
Whether your CBP funds are on an eTRAC Card or Beniversal Card (card), you have instant, on-the-spot access to your mass transit and parking funds. No receipts to keep. No waiting for reimbursement.
It's flexible, just like your plans. Use your card to buy just the commuting fares you want: a daily pass, a weekly pass, a monthly pass. Use a transit vending machine or go online to order passes.
No lost funds. Going on vacation? No problem, the money just rolls over to the next month.
Spending less or more than you thought? No problem. Adjust next month's contribution online. It only takes a minute.
Your funds are always secure. Lose a voucher or a transit pass, and you've lost your money. Lose an eTRAC or Beniversal Card and your funds are secure, guaranteed.
Need more cash to commute? Easy. Your card can be loaded with after-tax dollars to pay for commuting expenses above the monthly limits.
Why Wait? Sign up today and start saving
Signing up is easy. Ask your employer for your Member ID. Calculate how much you'll spend on commuting expenses. (Need help? Our Tax Savings Calculator makes it easy). Then sign up.
The Beniversal and eTRAC Prepaid MasterCards are issued by The Bancorp Bank pursuant to license by MasterCard International Incorporated. The Bancorp Bank; Member FDIC. MasterCard is a registered trademark of MasterCard International Incorporated.