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How eTRAC Commute Works
First step: calculate your monthly deduction
You can calculate your monthly deduction using our eTRAC Tax Savings Calculator. Figure all of your workplace commuting expenses even if they exceed the tax-free limits. You can use after-tax dollars to make up the difference.
Next step: sign up
Signing up is easy. You'll need the amounts you calculated above, your Company Code and your Member ID, which your employer will have provided to you. Go to our Participant Login and follow the easy prompts to enroll in eTRAC Commute.
Final step: start saving
From this point on, every qualified purchase you make saves you 30 to 40 percent.
eTRAC MasterCard
Accessing your funds couldn't be simpler. You just use your eTRAC card, exactly as you would a MasterCard card, at your transit vending machine or with your parking vendor. Or you can use the card to go online to your transit authority to buy passes and have them mailed to you. Money is automatically deducted from your eTRAC account. There's no digging deep for cash or waiting for reimbursements.
Because our patent-pending technology allows you to use your card only for qualified purchases, there's no need to keep or submit receipts. It's paper-free!
If for some reason you have a commuter expense for which you cannot use your eTRAC card, you can complete a claim online and either upload, fax or mail it to Benefit Resource.
Manage your funds with our 24/7 Participant website
You can check the status of your funds at any time just by visiting the secure Participant Login.
Going on vacation? No problem
You can increase or decrease the funds you direct to your eTRAC Account month by month. So if you'll be on vacation and needing fewer transit dollars, you can decrease your deduction for that month. Plus, any unused dollars roll over into the following month, and even year. There's no rush to spend down.
The eTRAC Card is issued by Manufacturers and Traders Trust Company pursuant to a license by MasterCard International.