HOW AN HRA WORKS

See how you can enjoy the benefits of a Health Reimbursement Account

A  Health Reimbursement Account (HRA) is a benefit plan funded by your employer with tax-free dollars which can be used by you to pay for certain medical expenses.

Some of the eligible medical expenses can include:

- co-payments
- deductibles
- prescription drugs
- over-the-counter (OTC) items

Not all medical OTC items are eligible for reimbursement.
 

Sample OTC chart

   
The HRA Medical Expense Worksheet details more out-of-pocket expenses that may be eligible under an HRA.  Since your employer may limit the type of eligible expenses, you should consult your Plan documentation.

If your HRA plan includes a Beniversal card, accessing your medical funds couldn’t be simpler. You just swipe your card at a qualified merchant and the money is automatically deducted from your HRA. There’s no digging deep for cash or waiting for reimbursements.

 

 If your HRA plan doesn’t include the Beniversal card, don’t worry. We reimburse participants on a weekly basis for their medical expenses. After submitting a simple claim form with the necessary documentation, you can receive your reimbursement either by check to with a direct deposit to your bank account.

Keeping track of your account balance can be done 24/7 on our website. You can check the status of your funds at any time by logging into your account.

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