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See how you can enjoy the benefits of a Health Reimbursement Account
A Health Reimbursement Account (HRA) is a benefit plan funded by your employer with tax-free dollars which can be used by you to pay for certain medical expenses.
Eligible medical expenses may include:
- co-payments
- deductibles
- prescription drugs
- certain over-the-counter (OTC) medical items
 | Sample OTC Chart (through 12/31/2010) |
| Sample OTC Chart (effective 1/1/2011) |
The HRA Medical Expense Worksheet details more out-of-pocket expenses that may be eligible under an HRA. Since your employer may limit the type of eligible expenses, you should consult your Plan documentation.
If your HRA plan includes a Beniversal Card, accessing your medical funds couldn’t be simpler. You just swipe your card at a qualified merchant and the money is automatically deducted from your HRA. There’s no digging deep for cash or waiting for reimbursements.
If your HRA plan does not include the Beniversal Card, don’t worry. We reimburse participants on a weekly basis. You can complete your claim online and either upload, fax or mail it to us with your receipts. We reimburse you either by check or with a direct deposit to your bank account.
Keeping track of your account balance can be done 24/7 on our website. You can check the status of your funds at any time by logging into your account.
The Beniversal Card is issued by Manufacturers and Traders Trust Company pursuant to a license by MasterCard International.