HSA Management Portal

Make the most of your HSA by understanding the tools and resources available through the HSA Management Portal.

Get Started

To effectively manage your HSA, you’ll first need to create a BRIWEB account. On the BRIWEB Login page, select “Register an Account”. Follow the instructions provided, as shown in the video. You will need the following pieces of information to register:

  • COMPANY CODE: Provided by your employer
  • PERSONAL INFORMATION: First and last name, date of birth, home zip code
  • MEMBER ID/REGISTRATION ID: Typically a 9-digit ID selected by your employer (i.e., SSN, payroll ID). Only needed if the system cannot identify you by the above information.

Receive a Request for ID Verification?

HSAs are individual bank accounts, and as a result, are subject to identity verification procedures. If your identity cannot be verified through our identity verification system, BRI will reach out and request: (1) a copy of your state-issued driver’s license, state-issued ID, or passport, and (2) a copy of your Social Security card. For your convenience and security, we provide several secure options for submitting this information online or by mail. If this information is not provided within 45 days, the account is closed and any deposits received prior to account creation will be returned to the originator.

Features & Instructions

The video to the right highlights key management features of the HSA Management Portal, including: 

  • Viewing your HSA balance and transaction history
  • Reimbursing yourself when you pay out-of-pocket for an HSA-eligible expense
  • Moving funds from a prior HSA via an HSA Transfer or an HSA Rollover
  • Accessing account statements and tax documents
  • Adding a beneficiary
  • Opening an HSA investment account and investing funds

Continue reading to get detailed instructions on the features listed above. 

Once logged in, select the “Health Savings Account” tab from the left sidebar. There, you’ll see:

  • An “Account Summary” section showing your plan year, amount paid, and current balance.
  • A “Recent Transactions” section showing transactions from the past 30 days. You can select “view all transactions” to view all account activity, including deposits, debit card settlements, and interest payments.

BRI HSA Account Summary and Recent Transactions page

If you pay for an HSA-eligible expense with a source of payment other than your Beniversal Card, you can reimburse yourself with HSA funds.

  1. Click on the “Health Savings Account” tab.
  2. From the “I want to…” drop down menu on the right-hand side of the page, click “Reimburse Myself.”
  3. You will be prompted to enter the amount of your request. If you haven’t already linked your personal bank account to your Health Savings Account, click the “Link Account” link and follow the necessary steps.
  4. Once your bank account has been successfully linked, you can enter the expense information (amount; expense date) to request reimbursement. If you would like to link receipts or add a note for your records, it will be available if you should ever need it in the future.

screen to reimburse yourself for an HSA-eligible expenses

Account statements will be available on a monthly basis. To access them, click on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Manage my HSA” to be redirected to the HSA Management Portal. Once there, select “Profile” from the left menu. From the sub-menu, select “Statements.” All statements are available as a PDF for download by clicking the “View” button to the right of the item you are interested in accessing. 

HSA account statements page

HSA tax documents are generated based on the type of activity you have in your account in a given year. Access your documents by clicking on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Manage my HSA” to be redirected to the HSA management portal.

 

Once there, select “Profile” from the left menu. From the sub-menu, select “Tax Forms.” All tax forms are available as a PDF for download by clicking the “View” button to the right of the item you are interested in accessing. Tax documents you might find there include:

  • 1099-SA: You may receive one or more forms if funds were withdrawn from your HSA. A separate form is created for each withdrawal (or distribution) type and may include normal distributions, excess contributions, disability, death distribution, and prohibited transactions.
  • 5498-SA: You may receive one form if funds were deposited into your HSA for a given tax year. It reports contributions made in the calendar year, contributions made for the prior year in the current year, rollover contributions, and fair market value of the HSA. A preliminary report is available by January 31 for the prior year. A final copy is provided between April 15 and May 31 to capture any contributions made in the current year for the prior year.

Tax reporting note: If you do not have any deposits or withdrawals in your account in a given tax year, you will not receive any tax documents. In addition to your tax forms, any pre-tax contributions made through your employer will be reported on the W-2 from your employer.

HSA tax forms page

Like many retirement-based accounts, HSAs allow the owner of the account to set up a beneficiary who would receive the HSA funds upon their death. To set a beneficiary for your account funds, click on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Manage my HSA” to be redirected to the HSA Management Portal.

 

Once there, select “Profile” from the left menu. From the sub-menu, select “Beneficiaries”. Then just select the “Add Beneficiary” button and complete the information requested. 

page to add a beneficiary for your HSA

If you are looking to move HSA funds from a prior HSA to your BRI/Inspira HSA, you can complete either an “HSA Transfer” or an “HSA Rollover.” The rules and limitations for each are specific, so it is important to understand the differences between these options in order to decide which path works for you. Download our Transfer vs. Rollover Comparison Flyer to learn more about which may be right for you depending on your situation. 

 

TO REQUEST AN HSA TRANSFER (FORMALLY KNOWN AS AN HSA TRUSTEE-TO-TRUSTEE TRANSFER):

  • Complete the “HSA Transfer Form” and send it to the PRIOR HSA CUSTODIAN. A pre-populated HSA Transfer Form can be accessed in your account through BRIWEB. Or, click here to download a blank one.
  • Use this option if you intend to: (1) Close the HSA, (2) Send all HSA assets, (3) Have invested HSA funds that will need to be liquidated or transferred, (4) Have already completed an HSA Rollover in the last 12-months.

TO REQUEST AN HSA ROLLOVER:

  1. Login to BRIWEB and click on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Make a Deposit.”
  2. Link your bank account. When setting up your linked bank account, you will have the option to immediately link the account through an integration with Plaid. If your bank is not available in the search or if you prefer, you can link your account by entering the routing number and bank account number. If you use this option, two small deposits will be made to the account and you will need to verify the amounts before the account is linked. This may take up to 2-3 days to complete.
    • To pull funds from the prior HSA and have them directly deposited to your BRI/Inspira HSA, you will need to set-up your prior HSA as your linked bank account.
    • If you received a check from your prior custodian, you can deposit the funds into a personal account and use that personal account as your linked bank account.
  3. Return to the “Make a Deposit” screen once your bank account is linked. When scheduling your HSA rollover, you will need to enter the amount and category. If you would like to enter a note for your records, you may do so. Click “Review and Deposit.” Funds are typically moved within 2-3 business days.

Make a deposit screen for HSA transfers

  1. Login to BRIWEB and click on the “Health Savings Account” tab. From the “I want to…” dropdown menu on the right-hand side of the page, click “Manage my HSA”.
  2. Once you’ve been redirected to the HSA Management Portal, select “Invest” from the quick actions in the upper right corner. If you are looking to create an investment account for the first time, you will be walked through the investment account set-up wizard. Click “Start Investing” to get started. Upon completion, you will receive immediate confirmation that your investment account has been created.
  3. You will be brought to the “Investment Dashboard”. You can invest in 1000+ stocks, mutual funds, and ETFs curated by Morningstar Investment Management. There are no investment minimums. To get started, begin typing the name or symbol of the investment. Once you have identified an investment, you will be presented with further information and have the option to BUY.

Get an overview of how to invest your HSA in the next section.

 

Investments are: Not FDIC Insured • May Lose Value • Not Bank Guaranteed

HSA investments page

Investment Overview

After opening an investment account in the HSA Management Portal, you can begin to invest* your HSA funds in 1000+ top-rated stocks, mutual funds, and ETFs specifically curated for you by Morningstar Investment Management. 

Note that inclusion of Investments on this list does not guarantee continued availability for trading. Investments available for trading are subject to change periodically. For real-time information and availability regarding investments, please log into your account at BRIWEB.

no minimum balance

Invest for as little as $1 per month upon account creation. After an investment balance of $5,000 is reached, accounts will be charged an investment balance fee of 0.01% monthly.

When buying:
All trades are made in real-time during regular trading hours. Purchases clear from your HSA immediately. Fractional shares are available.1
When selling:

It may take 2-3 days for proceeds to return to your HSA cash account. Investments are not available for debit card purchases and online transfers.

*Investments are: Not FDIC Insured • May Lose Value • Not Bank Guaranteed

Searching for Investments2

HSA investing is self-directed. BRI is not a registered advisor and cannot provide advice regarding specific investment selections – please consult a registered investment advisor for recommendations and investment advice. However, here are some ways to search for potential investments. 

To purchase a stock, simply enter the name or stock symbol in the search bar. A summary of the stock is presented, including market stats. You will be able to invest in most stocks available through the New York Stock Exchange. Certain stocks may not be available. View the directory of stocks available on the New York Stock Exchange.

Common search terms you may want to use if you know the types of investments you would like to consider:

  • Emerging Markets
  • International Equity
  • Aggregate
  • Treasury
  • Bond
  • Small cap
  • Mid cap
  • Large cap
  • Real-estate
  • Short-term
  • Long-term
  • Growth
  • Value

1. Please note that the terms and conditions governing the HSA Investment Account, including the timing of trades, are contained in the Investment Agreement.

2. HSAs are administered by Benefit Resource, LLC, an Inspira Solution, and custodied by Inspira Financial Health, Inc. Benefit Resource, LLC is an affiliate of Inspira Financial Health, Inc. and Inspira Financial Trust LLC. Benefit Resource, LLC and its affiliates do not provide legal, tax or financial advice. Please contact a professional for advice on eligibility, tax treatment and other restrictions. Investment services are independently offered through an independent, third-party registered investment advisor, Morningstar, Inc., and powered by DriveWealth brokerage technology in collaboration with First Dollar. The HSA investment account is an optional, self-directed service, and neither Benefit Resource, LLC nor any of its affiliates provide investment advice. By transferring funds into an HSA investment account, you will be exposed to a number of risks, including the loss of principal, and such funds are not FDIC or NCUA insured, or guaranteed by Benefit Resource nor any of its affiliates.  You should always read the prospectus for the funds you intend on purchasing. The prospectus describes the funds, investment objectives and strategies, their fees and expenses, and the risks inherent to investing in each fund. Investing through the Benefit Resource platform is subject to the terms and conditions of the Health Savings Account Custodial Agreement and the Investment Agreement. System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors.

Have other pre-tax accounts to manage?

Manage all your pre-tax benefit accounts with BRI online through BRIWEB or on-the-go with the BRIMOBILE app. Click the buttons below to learn more.