The results are in! Based on an extensive survey of employers [no real survey occurred], we have compiled 6 Reasons to Avoid Offering an FSA Rollover. This is a highly scientific and validated list. [Not even the slightest bit. This is just for fun!] Before we get into the reasons you are not offering FSA… Read More
BRiBlog
Sharing Information & Opinions on Tax-Free Health & Commuter Benefits
What are plan highlights and where do I find them?
Plan highlights might be a term you’ve come across in emails or notices from your employer in regards to your pre-tax benefits. While it is good practice to understand all documentation involved with your Plans, you will want to pay particular attention to your Plan Highlights. For this post, we will be focusing on two… Read More
Protect Against ID Theft in Benefits and Beyond
ID theft is all too common. ID Theft in benefits is also a growing trend. According to the 2017 Norton Cyber Security Insights Report, 143 million consumers in the United States were victims of cyber crimes totaling $19.4 billion in losses. That’s nearly one out of two people (44%) affected by ID theft. And, that’s… Read More
Compare: Medical FSA and Dependent Care FSA
If you’re wondering what the difference is between a Medical Flexible Spending Account (Medical FSA) and a Dependent Care Flexible Spending Account (DC FSA), you are not alone. Maybe you didn’t realize there is more than one type of FSA to choose from. Approximately 1 out of 3 people* (32%) do not understand that separate… Read More
Achieving Healthcare Independence
Make this fourth of July your Healthcare Independence Day. Independence can take many forms, including healthcare independence. Through a pre-tax benefit account, you can increase your healthcare options and maintain healthcare independence at any age. Increase Your Options Everyday Needs Pre-tax benefit accounts provide you and your dependents with increased control over your healthcare expenses…. Read More
A winning combination– An HSA and Post-deductible HRA (PART TWO)
In part one, we discussed what makes a pre-tax account HSA-compatible. This post takes it the next step and answers the “why” question. Why consider an HSA with a Post-deductible HRA? Setting the Scene Meet Tim! He owns Tim’s Electrical and employs 30 full-time employees. Tim has a core group of 10 employees that have… Read More
HSAs and Pre-tax Benefits: What is HSA-compatible? (PART ONE)
So you think you have it all figured out. You’re going with the HSA. Wait, was it the HRA? Or, maybe it was an FSA. No, it was definitely the Health Savings Account—HSA. But then someone starts talking about all of the HSA-compatible account options you have. The choices can be overwhelming and the desire… Read More
Don’t touch that! and other summer wellness tips
With summer and warm weather arriving, there are inevitably more days outside. This brings more opportunity for fun, but also more opportunity for risk. Be a more active consumer in your health this summer by making sure you’re checking the boxes for summer wellness. Easy Access to the First Aid Kit Before your kids go… Read More
Why Pre-Tax Transit Benefits?
In life there are always pros and cons to every situation. After Tax Reform was passed in December 2017, employers might find themselves at a point of indecision regarding the value of certain benefits. Since we are focused on all things pre-tax, we will take a closer look at why pre-tax transit benefits still make… Read More
Submitting Receipts – Walk Through
So you went to the pharmacy, picked up your medicine, and then received a request for substantiation. If you’ve ever wondered “What is substantiation and why is it required?” you’re not alone – here’s a quick rundown for you. But knowing is only half the battle – you still need to submit your documentation. Thankfully,… Read More
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