Save twice when you shop for these eligible winter skin care items leading up to Black Friday. While IRS guidelines aren’t designed to support beauty, they are designed to support health, which includes taking care of your skin!
Winter skincare & your FSA
Purely cosmetic products (e.g. mascara, teeth whitinening kits, foundation) are not considered eligible by the IRS. However, flawless makeup results start with having a healthy skincare routine. Here are some products that are functional for both beauty and health that you can purchase with your pre-tax health account.
The FSA Store alone has dozens of items to help promote acne prevention and treatment. You can use the filters to see products from your preferred brands. From light therapy to acne gel, give your skin what it needs.
Fight sun damage
Winter may mean shorter days, but now is the time to be even more diligent about fighting off sun damage. Increased exposure to UV rays is predictive of skin cancer, including melanoma. Protecting yourself from the sun is a year-round commitment, but finding products that won’t weigh down your skin (and cause breakouts) can be difficult.
- La Roche-Posay
How long does sunscreen last?
According to Mayo Clinic, sunscreen is designed to be effective for up to three years. Check if your sunscreen has an expiration date. If the date has passed, let it go. It won’t protect your skin the way it’s supposed to.
Sunscreen stored in a warm location might become less potent sooner. To make sure you’re not interrupting your winter skincare routine, check sunscreen for signs of impotency like “graininess, preservative breakdown, color, and odor change.”
Don’t forget these bonus savings
Save on S&H
Remember: If you order from an online retailer like Amazon or FSA Store, the shipping and handling costs for the eligible items are covered by your pre-tax accounts.
Next time you find a product at an online retailer (think Ulta or Sephora), see if the FSA Store carries so you can use your pre-tax funds. This can be especially useful if you are trying to avoid losing FSA funds.
Swipe, swipe, swipe it down
Always try to pay with your benefits card before using your normal credit card. This is a great practice whether you’re shopping in-store or online. Using this method ensures you’ll maximize all available savings since any eligible items will immediately be charged to your pre-tax account.
A final word on winter skincare
In conclusion, it’s important to take care of your skin year-round, from choosing the right products to visiting a dermatologist to understand what your specific skin needs are. Remember, visits to the dermatologist are considered an eligible expense, too.
What are your favorite skincare tips? Share below!
*This article is not endorsed by, directly affiliated with, maintained, authorized, or sponsored by any of the products listed.