What happens if I become ineligible to participate or retire during the plan year?
Refer to your Plan Highlights regarding the status of your HRA if you become ineligible or retire during the plan year.
What happens to any amount left in my HRA that I do not use by the end of the plan year?
Refer to your Plan Highlights regarding the funds remaining in your HRA at the end of a plan year.
Are expenses for services provided prior to my effective date in the HRA eligible for reimbursement?
No. Services must be provided on or after your effective date in the plan, as indicated in your Plan Highlights.
How will I receive reimbursement of eligible services?
After receiving and reviewing your claim, Benefit Resource will issue a reimbursement for your eligible expenses. There are three options for receiving your reimbursement: If you elect Direct Deposit reimbursement, funds will be deposited directly into your bank account and a Direct Deposit advice will be sent notifying you this has been done. If you […]
What expenses are eligible for reimbursement under my HRA?
You can use your HRA for the reimbursement of certain eligible medical expenses not covered or reimbursed by any other source, whether provided to you or your dependent(s). Your Plan Highlights specify the types of expenses that are eligible for reimbursement from your HRA. Services provided for cosmetic reasons and those that are merely beneficial […]
How can I determine my HRA balance?
Your account balance will be displayed on the Explanation of Benefits (EOB) issued with each reimbursement check/Direct Deposit advice. Account information can be accessed 24/7 when you log into BRiWeb or the BRiMobile app. USE THE QUICKBALANCE FEATURE: Get your balance over the phone in under a minute 24/7 through our automated QuickBalance Line. STEP 1: […]
How do I know how much is contributed to my HRA each plan year?
At the beginning of each plan year, your employer will notify you of the amount they will contribute to your HRA for that plan year.
How do I enroll in the HRA?
On the date you become eligible to participate, you will be automatically enrolled in the HRA. You will continue to participate in the HRA until you become ineligible (e.g. no longer meet the eligibility requirements, terminate employment or retire).
Who is eligible to participate in an HRA?
Eligibility requirements for an HRA are indicated in your Plan Highlights.
How does reimbursement for orthodontia expenses work?
For a plan that allows reimbursement of orthodontia (e.g. Medical FSA), IRS regulations allow reimbursement based on date of payment, date of service or the payment due date on statements/coupons. IRS regulations allow a Medical Flexible Spending Account (FSA) participant to be reimbursed for pre-paid orthodontia services, up to a participant’s annual election amount, before […]
Can I submit a claim for a medical service before the service is provided if I have already paid for it?
No, you need to wait until after a medical service has been provided before submitting your claim. (Note the IRS exception on “How does reimbursement for orthodontia expenses work?”)
Can I submit a claim for a medical service prior to paying for it?
As long as the service was provided, a claim can be submitted for reimbursement whether or not payment has been made.
