FAQ Category: Subsidy

No. Anyone who meets the eligibility requirements and is within their eligible COBRA period (generally 18-months) is eligible for a second election period and may

The COBRA government subsidies are based on the amount the AEI is responsible for. If coverage is already being subsidized, it would not also receive

Current guidance indicates that if an individual has access to another group plan, they would not be eligible for a subsidy.

There has not been clear guidance on the definition of voluntary vs. involuntary termination. Plan sponsors must use their best judgment when identifying assistance eligible

At this time, individuals who are eligible for Medicare do not appear to be eligible for any subsidy.

Yes. Individuals can use the election period to change from the marketplace to COBRA continuation coverage.

An individual will need to be in their original election period (including the Pandemic Relief Periods) in order to have continuous coverage. Pandemic Relief Periods

Eligibility for the subsidy is based on the coverage that was in place at the time of the original qualifying event. If health coverage was

A leave would generally fall under the reduction of hours provision and the individual would likely be eligible for the subsidy.

No. If an employer would not have otherwise offered COBRA, the Plan Sponsor is not required to offer the subsidy.

A subsidy must be offered to all employees and dependents who experienced a loss of coverage due to involuntary termination or reduction of hours and

The subsidy period begins on April 1, 2021 through September 30, 2021. An individual will no longer be eligible for a subsidy if the individual