Benefit Resource will be closed on Wednesday, June 19th in observance of Juneteenth.

Is continuous coverage required?

No. Anyone who meets the eligibility requirements and is within their eligible COBRA period (generally 18-months) is eligible for a second election period and may receive a subsidy. This includes: Individuals that enrolled in COBRA and paid premiums monthly. Individuals that enrolled in COBRA but either did not pay premiums or have since dropped COBRA […]

If someone was eligible back to 11/1/2019 and did not elect coverage when first eligible, can they go all the way back to 11/1/2019 for an effective date?

An individual will need to be in their original election period (including the Pandemic Relief Periods) in order to have continuous coverage. Pandemic Relief Periods end the lessor of 12 months from the original effective date or 60 days following the end of the Pandemic period. Therefore, an individual effective on 11/1/2019, would no longer […]

Who is eligible for a subsidy?

A subsidy must be offered to all employees and dependents who experienced a loss of coverage due to involuntary termination or reduction of hours and are within their eligible COBRA period. Individuals who voluntarily termed employment, who are eligible for Medicare or eligible for any other Group Health Plan are not eligible. Check out our […]

What is the subsidy period? When will it end?

The subsidy period begins on April 1, 2021 through September 30, 2021. An individual will no longer be eligible for a subsidy if the individual becomes eligible for other group coverage or when the original COBRA coverage period is set to expire.

What benefits are eligible?

There is a subsidy for 100% of premiums (including 2% administration fees) for the cost of Group Health Plans, including: Medical, Dental, Vision, and most HRAs. The subsidy is available for both fully insured and self-insured plans. Flexible Spending Accounts are not eligible for subsidy.