How will I receive reimbursement of eligible services?

After receiving and reviewing your claim, Benefit Resource will issue a reimbursement for your eligible expenses. There are three options for receiving your reimbursement: If you elect Direct Deposit reimbursement, funds will be deposited directly into your bank account and a Direct Deposit advice will be sent notifying you this has been done. If you […]

What expenses are eligible for reimbursement under my HRA?

You can use your HRA for the reimbursement of certain eligible medical expenses not covered or reimbursed by any other source, whether provided to you or your dependent(s). Your Plan Highlights specify the types of expenses that are eligible for reimbursement from your HRA. Services provided for cosmetic reasons and those that are merely beneficial […]

How can I determine my HRA balance?

Your account balance will be displayed on the Explanation of Benefits (EOB) issued with each reimbursement check/Direct Deposit advice. Account information can be accessed 24/7 when you log into BRiWeb or the BRiMobile app. USE THE QUICKBALANCE FEATURE: Get your balance over the phone in under a minute 24/7 through our automated QuickBalance Line. STEP 1: […]

How do I enroll in the HRA?

On the date you become eligible to participate, you will be automatically enrolled in the HRA. You will continue to participate in the HRA until you become ineligible (e.g. no longer meet the eligibility requirements, terminate employment or retire).

What is an extended grace period? (HRA)

IRS Notice 2005-42 modifies the Use-or-Lose Rule to allow participants to access any unused amounts in a Health Reimbursement Account (HRA) at the end of the plan year to reimburse eligible expenses provided during a grace period after the close of the plan year. Note: The IRS does not require plans to include the extended […]

What OTC items are not eligible for reimbursement?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

What documentation do I need to submit for reimbursement of eligible OTC items?

Along with your completed claim form, you must submit an itemized receipt that includes the following information: Name of the provider Date of the purchase Name of the item being purchased Your out-of-pocket cost for the service Your signature on the claim form certifies that the item qualifies as an eligible expense under IRS regulations, […]

What requirements must be met for an OTC item to be eligible for reimbursement?

To be eligible for reimbursement: A medical item must be used “primarily for the prevention or alleviation of a physical or mental defect or illness.” It cannot be used unless it is for a particular medical condition. A drug or medicine requires a prescription from your medical provider. The item must be used by the […]

Can I purchase large quantities of OTC items?

Reasonable quantities of eligible OTC items are reimbursable if purchased for either existing or imminent medical conditions. If large quantities are necessary for the treatment of an existing condition, the medical provider must indicate on the Certification of Medical Necessity form that the quantity being purchased is necessary for the treatment of a diagnosed medical […]

What is the length of the extended grace period?

If your plan includes the extended grace period, it is for 2-1/2 months after the end of the current plan year. You should refer to your Plan Highlights for the time frames that are applicable to your plan.

How does reimbursement for orthodontia expenses work?

For a plan that allows reimbursement of orthodontia (e.g. Medical FSA), IRS regulations allow reimbursement based on date of payment, date of service or the payment due date on statements/coupons. IRS regulations allow a Medical Flexible Spending Account (FSA) participant to be reimbursed for pre-paid orthodontia services, up to a participant’s annual election amount, before […]

How do I submit an expense for reimbursement?

Submit Claim Mobile

After a service is provided, you will need to submit a completed claim with supporting documentation to Benefit Resource. You can do this in one of the following ways: The BRIMOBILE app allows mobile device users to submit claims on-the-go. Log into the participant website, under the FSA/HRA Plans tab, select Submit an Online Claim. Complete […]

Is there a minimum claim submission amount?

There is no minimum claim amount, but your Plan may have a minimum reimbursement amount (usually $15). If your eligible claim amount is less than the minimum, it will be held until additional claims are submitted. (During the run-out period after the end of each plan year, reimbursements will be issued even if they are […]