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2021 HSA contribution limits announced

2021 HSA contribution limits

Find details on the 2021 HSA contribution limits for individuals and families and HDHP requirements here!

Note: If you are age 55 or older, you can continue to make an additional $1,000 catch-up contribution.

For employers and individuals currently in a plan set at or near the minimum deductible limits, you will need to make adjustments to ensure your plan remains HSA eligible.

Details for 2021 HSA Contribution Limits & HDHP Requirements

Most items are set to increase — items that did not change from 2020 to 2021 will be marked with an asterisk (*).

Individual/Self-coverage:
  • HSA contribution limit for 2021: $3,600 (up from $3,550)
  • HDHP minimum deductible: $1,400*
  • HDHP maximum out of pocket: $7,000 (up from $6,900)
Family Coverage:
  • HSA contribution limit for 2021: $7,200 (up from $7,100)
  • HDHP Minimum deductible: $2,800*
  • HDHP Maximum out-of-pocket: $14,000 (up from $13,800)

Still learning about HSAs? Check out these tips for how to manage your HSA (and other pre-tax accounts) and how to track your funds!