Commuting can be stressful. But what if there were a few small changes you could make that would simplify your commute and help you feel better when you finally arrive at work?
Let’s start with the Beniversal® or eTRAC® Prepaid Mastercard® ; it’s an easy-to-use method for commuting expenses.
1. Swipe your card at the time of purchase
The Beniversa/eTRAC Card can be used at point-of-sale to pay for eligible mass transit and parking expenses. Simply swipe the card and you are on your way to savings!
2. Fund your account one month early
Accounts are generally set up to pre-fund your commute for the coming month, not the current month. To avoid not having the funds you need, set up your funds the month before you need them.
3. Use your card for online commuting purchases
Your card can be used to pay for online commuting fares or parking purchases. When asked for a form of payment, enter the Benviersal/eTRAC Card number and other requested information.
4. Set up autopay or recurring payments
If you have a recurring pass or reloadable card program, register your card as your preferred payment method. When funds are needed or it is time to receive your new pass, they will automatically be pulled from the card.
5. Do a split transaction (if possible)
We’ll start by saying that not all vendors allow/accept split transactions. However, some ticket windows or online systems allow them. This can be useful in cases when you find yourself with a commuting expense that costs more than you have in your account. When this happens, you should see if you can do a split transaction.
Pay for the first part of the purchase with whatever amount is available on your Beniversal/eTRAC Card (however small the amount may be). Then pay for the rest of the purchase with a separate form of payment. Only the part you pay with your Beniversal/eTRAC card will be tax-free, but at least you’ll have your commute covered.
6. Only buy what you need
As an alternative to split transactions, you can buy a smaller pass (one-day or 10-day pass) if you don’t have enough on your card for a full month pass/ticket. That will tide you over until your account balance for the next month hits your account. At that point, you will be able to buy your full pass.
7. Choose the Beniversal experience
The Beniversal /eTRAC Card puts you in control of your transit and parking purchases, all while providing a streamlined experience. Ask your employer about commuting options where you work.