This handbook from the Association for Commuter Transportation (ACT) provides recommendations on how to safely and efficiently return to your workplace as back to work efforts begin across the country.
The Beniversal® Prepaid Mastercard® and eTRAC® Prepaid Mastercard® provide you with convenient access to your mass transit and parking accounts. Here are a few quick tips to get started:
Need to buy a CharlieCard?
Use your Beniversal Prepaid Mastercard / eTRAC Prepaid Mastercard to reload your CharlieCard by adding stored value or adding a monthly pass.
Alternatively, you can sign up for auto-pay to have your pass renew automatically every month. Just enter your Beniversal Prepaid Mastercard / eTRAC Prepaid Mastercard as the form of payment. Through this method, your card will automatically be billed for the following month every month on the 22nd*. If you do not have enough money on your card by this date, you can split the transaction by calling the MTBA (888-844-0355) and providing them with a second form of payment to cover the remaining balance.
You can suspend or terminate auto-pay through MBTA online at any time.
*If there are insufficient funds the card will try again on the 24th and 26th of the month.
Use your Beniversal Prepaid Mastercard / eTRAC Prepaid Mastercard at https://commerce.mbta.com/ to purchase or order passes and tickets for:
Through the mTicket app, you can purchase daily rides, 10-ride passes, and monthly passes. Purchasing a monthly pass through this app will get you a $10 ticket discount.
If making a purchase through the mTicket app, fill in the required fields on the checkout page using your Beniversal Prepaid Mastercard / eTRAC Prepaid Mastercard information.
*Please note that mTicket passes are only valid on the Commuter Rail and Ferry; mTicket passes cannot be used on the Bus and Subway.
The maximum monthly pre-tax limit for parking and mass transit is set by the IRS each year.
For 2020 (January 1, 2020 and after) the maximum pre-tax monthly amount is $270.
For 2021 (January 1, 2021 and after) the maximum pre-tax monthly amount is $270.
When limits increase, BRI and your employer should automatically adjust your pre-tax and after-tax deductions to reflect the new limits.
NEED TO CHANGE YOUR ELECTION? Follow the process outlined by your employer to make a change to your election. You can expect changes to take effect in 1-2 payroll cycles (depending on your employer’s process).
Please Note: State taxes regarding pre-tax plans can vary by state and may not be subject to the federal pre-tax maximums. Employees should ask their employer if this applies to them.
When using the Beniversal Prepaid Mastercard or eTRAC Prepaid Mastercard, set your election to cover the full monthly cost of your mass transit or parking expense. This will ensure your card is loaded with the full amount of your expense and ensures seamless card use.
If the amount of your expense exceeds the monthly pre-tax limits, you can have after-tax funds withheld to total the full expense (if permitted by your employer).
Cash reimbursement for transit benefit plans are no longer an option based on Revenue Ruling 2014-32, which became effective 1/1/2016. Cash reimbursement continues to be available for parking accounts and vanpool services (when a service provider does not accept payment cards).
Get your funds faster and eliminate the risk of mail tampering or theft. Use Direct Deposit.
Log into your account at BRiWeb to sign-up for direct deposit today!
Note that at this time, the updated UberX Share and Lyft Share Rides programs no longer meet the IRS requirements for a Commuter Benefit Plan and are no longer eligible expenses.
Whether you have a Parking account, a Mass Transit account or both, your election(s) is evergreen. Your election will automatically recur each month until you make a change or stop your election. Additionally, funds roll over from month to month and year to year.
(But remember, Mass Transit and Parking are separate accounts. You can’t transfer funds from one account to the other or cash out unused funds.)
Your Beniversal Prepaid Mastercard / eTRAC Prepaid Mastercard can be used as a debit or credit card.
For credit: Swipe your card and enter your zip code if requested. If making a purchase online or through an app, fill out the required fields using your Card information.
For debit: Once you’ve set up a PIN*, proceed to use the Card as you would any other debit card.
*set up a PIN by calling 855-247-0198