How to Safely Return to Work


This handbook from the Association for Commuter Transportation (ACT) provides recommendations on how to safely and efficiently return to your workplace as back to work efforts begin across the country.

Using Your Card


The Beniversal® Prepaid Mastercard® and eTRAC® Prepaid Mastercard® provide you with convenient access to your mass transit and parking accounts. Here are a few quick tips to get started:Beniversal Card Mockup

  • Point-of-sale: Your card can be used directly at approved mass transit and parking merchants that accept Debit Mastercard.
  • Link your card to a reloadable mass transit card: If you use a reloadable mass transit card, the Card can be linked to the reloadable card as the funding or payment source.
  • Pay a bill: If you receive a bill for parking services and the approved provider accepts Debit Mastercard, you can provide your card number to initiate payment.

Buying a CharlieCard


Need to buy a CharlieCard?

  1. Click the link to find the location closest to you
  2. Pay with your card
  3. You’re good to go!

Reload Your CharlieCard


Use your Beniversal Prepaid Mastercard / eTRAC Prepaid Mastercard to reload your CharlieCard by adding stored value or adding a monthly pass.

Alternatively, you can sign up for auto-pay to have your pass renew automatically every month. Just enter your Beniversal Prepaid Mastercard / eTRAC Prepaid Mastercard as the form of payment. Through this method, your card will automatically be billed for the following month every month on the 22nd*. If you do not have enough money on your card by this date, you can split the transaction by calling the MTBA (888-844-0355) and providing them with a second form of payment to cover the remaining balance.

You can suspend or terminate auto-pay through MBTA online at any time.

*If there are insufficient funds the card will try again on the 24th and 26th of the month.

 *Please note that the CharlieCard is only valid on the Bus and Subway; the CharlieCard cannot be used on Commuter Bus or Ferry.

Order Passes and Tickets


Use your Beniversal Prepaid Mastercard / eTRAC Prepaid Mastercard at to purchase or order passes and tickets for:

  • Commuter Rail
  • Commuter Boat
  • Inner Harbor Ferries
  • Inner Express Bus
  • Outer Express Bus

Paying in the mTicket App


Through the mTicket app, you can purchase daily rides, 10-ride passes, and monthly passes. Purchasing a monthly pass through this app will get you a $10 ticket discount.

If making a purchase through the mTicket app, fill in the required fields on the checkout page using your Beniversal Prepaid Mastercard / eTRAC Prepaid Mastercard information.

*Please note that mTicket passes are only valid on the Commuter Rail and Ferry; mTicket passes cannot be used on the Bus and Subway.

Pre-Tax Limits and Election Changes


The maximum monthly pre-tax limit for parking and mass transit is set by the IRS each year.

For 2020 (January 1, 2020 and after) the maximum pre-tax monthly amount is $270.

For 2021 (January 1, 2021 and after) the maximum pre-tax monthly amount is $270.

When limits increase, BRI and your employer should automatically adjust your pre-tax and after-tax deductions to reflect the new limits.

NEED TO CHANGE YOUR ELECTION? Follow the process outlined by your employer to make a change to your election. You can expect changes to take effect in 1-2 payroll cycles (depending on your employer’s process).