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Frequently Asked Questions

If I have family coverage under my HSA-compatible health plan, but I am the only eligible individual to contribute to an HSA, can I still contribute the HSA family maximum or am I limited to the single maximum?

Contribution limits are determined by your health insurance plan coverage. Plans with “single plus one” or “single plus child” coverage levels are treated as being family coverage and you may contribute the family maximum amount to your HSA.

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