It is a new year and for many, that means new benefits. Here are the top 5 questions of a newly enrolled participant. When will my Beniversal / eTRAC Card arrive? First, Benefit Resource receives and processes enrollments from employers through December 31. After that, Beniversal Cards are typically mailed within 5-7 business days of receipt of… Read More
BRiBlog
Sharing Information & Opinions on Tax-Free Health & Commuter Benefits
Mass Transit Parity Now Permanent
In a last minute legislative move, commuters of mass transit receive a $432+* year-end bonus. On December 18, 2015, President Obama signed the Protecting Americans from Tax Hikes Act of 2015 (PATH) into law which included a permanent extension of pre-tax mass transit parity with parking limits. Pre-tax mass transit limits will be permanently set equal to the pre-tax parking… Read More
Transit Law Compliance: How Do I Become Compliant?
ONE MONTH TO COMPLIANCE DEADLINE IN NYC AND DC! So what do you need to do? Who needs to comply? What does it mean to be compliant? As we have indicated previously, New York City and Washington DC will be implementing laws requiring employers to offer qualified commuter benefit programs as of January 1, 2016…. Read More
Help Make the Future of HSAs and FSAs Bright!
The Health Care Reform Law has done many things, but more than anything, it has created uncertainty. “Will I be able to keep my plan?…Will I be able to afford my premiums?…Will my doctor be covered?” And the uncertainty continues…“Will I be able to keep my HSA or FSA?” In 2018, the “Cadillac Tax” is… Read More
Are wellness programs a game of “trick-or-treat”?
As kids (and adults alike) prepare to dress up in costumes and fill their baskets (and bellies) with goodies, the natural thought is of course…WELLNESS…OK maybe not. But there is a certain element of “trick or treat” when it comes to wellness programs. While there is certainly a broad spectrum of what can be classified… Read More
Will OTC drugs & medicines always require a prescription?
If you have had an FSA, HRA or HSA in recent years, you have likely encountered the inconvenience of needing a prescription to reimburse your over-the-counter (OTC) drugs & medicines or have opted to forego reimbursement altogether. As a direct result of the Health Care Reform Bill, participants have been required since January 1, 2011… Read More
COBRA vs. The Exchange
When Health Care Reform first passed, there were many that felt it was the beginning of the end for COBRA. In the years since, we have gained additional insights regarding the roles of COBRA and the Health Insurance Exchange (“The Exchange”). What is COBRA? COBRA (or the Consolidated Omnibus Budget Reconciliation Act) is the continuation of… Read More
How to Manage your Back-to-School Expenses with Health Accounts
It seems that summer is quickly passing by. In no time, children young and old will be trading in their beach gear for back packs. It is also a time for renewed physical health with annual physicals, immunizations, teeth cleanings and eye exams. In fact, August is National Eye Exam month (probably for that very reason). So… Read More
A Twist for Commuter Benefit Programs
Years ago, Commuter Benefits were one of the best kept secrets in the benefits industry. Many times, it was even challenging to find locations and facilities which accepted anything but cash. So, it was common to see cash reimbursement programs for commuter benefits. As Commuter Benefits have gained mainstream attention and transit agencies have looked… Read More
The Benefits Industry Buzz: Commuter Benefits
Typically, at this time of year, there is often a lull in the benefits discussion. January plans have moved into a routine and things are running pretty smoothly. Time for benefits personnel to take a break?…Not so much. For many benefits personnel, the discussion has merely shifted from health benefits to commuter benefits. And for good… Read More
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