We wrote a piece on benefits communication a little while ago, focused on clearing upĀ 9 confusing benefits terms. Benefits are a tricky topic. That includes pre-tax benefits. This makes benefits communication crucial. I was talking to someone recently about what I do and during the conversation, and she asked āDo they make it complicated on… Read More
Selecting the right funding options
Itās time to talkĀ funding. Given that āfunā is built into the topic, what could be more exhilarating than a good analysis of funding options? We will try to keep our excitement to a reasonable level as we explore all the āfunā options employers have when funding their pre-tax benefit accounts. DECISION 1: How are the… Read More
The HR playlist to power through benefits enrollment
As you’re diving headlong into benefits enrollment season, power through with some classic tunes from our Benefits Enrollment Playlist. As you’re getting started Under Pressure, Queen We know you can feel like the people in the first 30 seconds of the video. Especially those black and white clips. It’s okay. But if you start to… Read More
Three steps for smooth benefits implementation
September through January is benefits implementation season for many human resources personnel. It can be a lot of moving pieces all at once. However, the administratorĀ you’re working with should help you decide which options will work best for your company and employees based on the needs you’ve expressed. A “one-size fits all” approach doesn’t work… Read More
6 ways to improve your commute
The BeniversalĀ® or eTRACĀ® Prepaid MastercardĀ® is easy to use for commuting expenses. Use these six tips for a hassle free experience. Fund your account one month early Accounts are generally set up to pre-fund your commute for theĀ comingĀ month, not the current month. To avoid not having the funds you need, set up your funds… Read More
Pre-tax deductions vs. Post-tax Deductions
Not all payroll deductions are created equal. Some people (although not many) may engage in a heated debate on the value of pre-tax deductions vs. post-tax deductions. Colleagues (even in our own organization) have asked “Why do we need post-tax deductions?” But, when understood, something magical happens and the rationale is clear. What is a… Read More
Are mid-year changes possible?
For many, you are likely in the middle of a plan year and for whatever reason are considering change. There are always pros and cons with any decision, but there may also be some limitations to changing pre-tax benefits. If you are considering mid-year changes to your pre-tax benefits program, here are a few considerations…. Read More
Fringe Benefits ā What are they?
If you’ve been in the benefits industry for any amount of time, you’ve probably come across the term “fringe benefits”. However, what counts as a fringe benefit is sometimes unclear. Let’s take a look at what fringe benefits are and how they can help your company. What are fringe benefits? At a basic level, fringe… Read More
How the rise in urbanization and remote workers will change commuting
We recently published an article about new trends in the commuter landscape. A rise in remote workers and denser city populations are also expected to impact how employers approach commuter programs. Meeting the demand of an increasingly remote workforce In 2016, 43% of Americans reported working remotely. That number is expected to grow to 50%… Read More
Changes on the Horizon for Transit Payments
Transportation benefit programs have been available for over twenty years. However, the adoption and migration to transportation benefits was slow at times. First, employers administered the benefit directly through cash reimbursement. Then, transportation vouchers entered the scene. Vouchers limited the use of funds to transportation providers. Although employees struggled with using them at times. Next,… Read More
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